When you are looking for instant health insurance quote, you are probably looking for a quickest way to find a suitable personal health insurance for yourself, for a family health insurance, student health inssurance or self employed health insurance for your small business. You are likely a person who is in good health, and has more important things to do than wade through the pages and pages of health insurance information on a variety of rather similar insurances available. Instead, you want to compare health insurance program/plan choices to pick the one that will benefit you the most, and you want to know why!
If the above describes you, then on this site you will learn how to find one of the two instant health insurance plans for you, either a private, individual health plans, from the private health insurance companies, or a governmentally sponsored low cost health insurance. As an added bonus, we will provide information on how to take advantage of non-insurance programs while you wait for the insurance plan to kick in.
The trick in this day and age of tremendous transition in the USA from the "free market" health insurance, to the mixed "government sponsored"/"market driven" health insurance is to take advantage of the big movements. For instance, at this time while the government sponsored programs are widely available but virtually unknown, you will find out how to take advantage of them, and get them at a really good price.
The time of transition can bring unexpected benefits to someone who is well informed and pays attention to the changes.
Top individual health insurance quotes
Individual or private health insurers have been put under a strict regulation with the new health care law - on one hand they are not allowed to raise the prices too fast, and on the other hand, they are compelled to add additional services in their offerings, such as annual exams at nominal or no cost. They are also compelled to not be able to refuse payment due to mistakes that a person has made in their health insurance application. Insurers can also not limit the total amount of payout for services anymore.
All in all, we have today a winning situation for the individual consumer, such as a person, a family, or a small business, when they go out and shop for an individual health plan.
Find out more about instant health insurance for individuals.
Affordable government health insurance plans
Government has come up with a noble plan to provide health care to everyone with pre-existing condition. But they appear not to know how to sell the plan to the masses! So they recently lowered the prices (by as much as 40%!) on their pre-existing condition insurance (PCIP) plans - it could well be that a person with the pre-existing condition will pay less for their federal health insurance plan than a healthy person who buys their health insurance in the individual private marketplace.
Find out more about how you can take advantage of the recent developments and get on a government health plan right away.
Non insurance health programs
Finally, there is just one caveat when purchasing either government sponsored or private health insurance plans - waiting periods. Government plan, for instance, requires one to be without any health insurance for six months! Well there is a way around this, if you still have medical exams, hospital stay, or any medical work to be done, and you can not wait six months. Get on a plan that is specifically a non-insurance plan, yet, it can still save you a heap of money.
Find out more about how you can take advantage of instant non insurance plan today and enjoy no waiting periods.
Buying health insurance online
This day and age, there is no better way but to purchase one of the above health insurance options online. Find out how to buy health insurance online in the section about health insurance quotes online.